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Is it possible for a Solicitor to visit me?
Yes, we offer a face to face service and will come and visit you in your own
home, if it is preferred. It is also possible for us to offer appointments
outside normal business hours.
What are disbursements?
These are expenses incurred on your behalf throughout the conduct of your case.
These are necessary expenses in order that the legal matter can be completed or
resolved. For example, court fees, search fees, Stamp Duty Land Tax payments. We
endeavour to inform our clients of all possible disbursements that may be
incurred from the outset.
Opening Hours?
Our office opening hours are 9.00am to 5.30pm however; we do arrange
appointments to see clients during the evening at whatever time suits them best.
Why have I got to provide proof of identity to you?
The Government has introduced new Money Laundering Legislation that provides it
compulsory that all solicitors take proof of the identification of their
clients. We will normally request a photocopy of our clients photograph page of
their passport and a recent utility bill no less than 3 months old; these will
then be retained on file.
What is Stamp Duty Land Tax?
You currently have to pay Stamp Duty Land Tax if you are moving home and your
new home costs more than £175,000, this is the threshold until 31st December 2009. The amount is calculated on the whole purchase
price and rises as the prices of your home increases.
What is Ancillary Relief?
This is the part of the process which resolves any financial issues between the
parties to the marriage following divorce or separation.
What can I do to avoid Inheritance Tax?
There are a number of options available. It largely depends upon what you're
worth, the type of assest you have, who you want to benefit from your estate and
what you yourself will need during your lifetime. You may want to plan through
your lifetime giving or through your Will or a combination of both. We can help
you plan your estate to reduce the overall impact of Inheritance Tax on death.
I'm married, Inheritance Tax won't apply if I leave
everything to my spouse will
it?
Assets passing on death to a surviving spouse or civil partner are exempt from
Inheritance Tax. If you left all your estate to your spouse you could be wasting
your personal Inheritance Tax "allowance". A property drafted Will can
use a particular type of trust to prevent the surviving spouse from ending up
with all the assets on the death of the first spouse. The trust can save
inheritance Tax on the second death while still benefiting the surviving spouse
during his or her lifetime. This means more can be passed on to family members
and other beneficiaries when both spouses have died.
How long does Probate take?
This "Probate" procedure involves the Personal Representatives getting values of
assets, taking from this any debt amounts and then sending an Affidavit and
details of value of the estate to the Probate Registry. The time involved
largely depends on what is in the estate. If there is only a house then it will
depend on the housing market and how quickly a sale can be agreed. If there are
bank accounts (over £5000 usually) then you may be able to get the Grant within
about one month. If there are shares however it could take longer. The more wide
ranging the types of assets there are in an estate the longer it could take. If
Inheritance Tax has to be paid, the values of the assets in an estate may have
to be agreed with the Inland Revenue and this could take time.
How long will it take to buy/sell a house?
On average, approximately 4-6 weeks from the date of sending the Contract of the
buyers solicitors to completion. However, this can vary as often there are
chains of linked matters that can delay the process.
Can I make a Will to exclude my wife/husband before I am divorced?
Yes, it is important to do this because, until the Decree Absolute is pronounced
and the marriage is legally dissolved, your wife/husband is still classed as
your next of kin and could therefore inherit your estate.
How long will it take to get divorced?
The majority of divorces take about 6 months from the time that the Petition is
filed with the Court until the time that the Court pronounce the Decree
Absolute. Time scales, can however vary depending on how quickly the relevant
paper work is dealt with by both parties. It is important to note that sorting
out the financial matters can take mucher longer than this.
Is a Pre-Nuptial the same as a Court Order?
No, although Pre-Nuptial Agreements are not legally binding within English Law, they are becoming
increasingly popular. The courts are beginning to uphold them more frequently so
long as they have been properly prepared and both parties have been
independantly legally advised.